Calvert's
General Insurance
124 W. Main Street
P.O. Box 111
Bowling Green, MO 63334
Phone: 573-324-2321 or
800-748-8324
Fax: 573-324-5289
E-mail: jimhiles@calvertsinsurance.com
Monday - Friday
8:00 a.m. - 5:00 p.m.
Calvert's General Insurance
124 W. Main Street, P.O. Box 111
Bowling Green, MO 63334
Phone: 573-324-2321 or
800-748-8324
Fax: 573-324-5289
E-mail:
Jim Hiles: jimhiles@calvertsinsurance.com
Ann Hiles: annhiles@calvertsinsurance.com
Tim Gamm: timgamm@calvertsinsurance.com
Terry Hill: terryhill@calvertsinsurance.com
Homeowners Insurance Quote
Homeowners
Our homeowners insurance program offers replacement cost insurance—the best protection for your home. We recommend homeowners purchase insurance at 100% of the home's estimated replacement cost. That way, in the event of a total covered loss, our homeowners policy provides the cost to replace your home, even if rebuilding costs go over the limit of the policy.
We can provide you with an accurate assessment of your home's replacement cost value. Be sure to ask about replacement cost coverage on personal property. Our insurance companies automatically adjust the home and personal property values annually based on the most recent local inflation factor property cost indexes. Let our agent know about any renovations or improvements made to your home so the necessary adjustments can be made to your policy limit.
Not only do our homeowners policies provide coverage for homes, but they also insure other structures on the premises (such as a detached garage), personal property, loss of use (additional living expense if you are forced to live elsewhere for a period of time due to a covered loss), personal liability, and medical payment coverage to others.
Various premium discounts are available to homeowners to have protective devices such as: central station burglar and / or fire alarms, smoke alarms, deadbolt locks, or fire extinguishers.
There are a variety of optional property and liability endorsements available to provide coverage for most personal insurance needs. We can help you set up the insurance program that will best suit your needs as a homeowner.
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